Attention homeowners in Prescott and Yavapai County: Get an Appraisal today!
The top reasons Arizona homeowners use Snyder Consulting, Inc.:
- Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
- Challenge Yavapai County's assessment of your property value
- To reduce a mortgage payment by removing PMI
- Reinstate their Home Equity Line of Credit (HELOC)
- Verify another appraiser's report
- In the case of a divorce in the state of Arizona, when real estate needs to be divided
- To determine the true market value of real estate to settle an estate in Yavapai county or Arizona
We at Snyder Consulting, Inc. understand the unique needs of a customer after appraisal services. Our regular business clients are used to the appraisal process and the customary documents we provide. As our valued client, we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our findings.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your own house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It gives you something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much your house is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value opinion than yours.
Challenging property tax assessmentsIf you live in a local area that is declining or not appreciating as much as other properties close by, your local tax assessor may have your house overvalued. That means you're paying more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Snyder Consulting, Inc. is your number one weapon when challenging your property tax assessment.
PMI Removal AppraisalsGetting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to cut costs for homeowners. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. At Snyder Consulting, Inc., we're experts in helping homeowners just like you do away with unwanted and unneeded PMI insurance.
HELOC recently frozen?If your property is close to a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow point of view, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Snyder Consulting, Inc. can provide you with a professional appraisal to help you reinstate your HELOC.