Why order an appraisal from Snyder Consulting, Inc.?To a lot of people, an appraisal just looks like a line item in the long list of items for a mortgage or refinance. Almost all lenders still call in a local expert because the stakes are very high, even though there are an increasing number of automated home valuation methods that may appear to be more cost-effective than an appraisal. But is securing a mortgage the only reason to acquire an appraisal? Are there other instances when the services of a licensed, independent real estate professional could come in handy? Of course.
Let Snyder Consulting, Inc. help you appeal your tax assessment in Yavapai CountyIt's probable you're paying too much in property taxes if you reside in an area where property values have depreciated. Property taxes are based upon a past assessment of your house, so if values have gone down in your area, you can challenge your assessment and save money. An appraisal from Snyder Consulting, Inc. is your best evidence when building your case. We're qualified to assist you in challenging your tax assessment.
How can you eliminate PMI to lower your mortgage payment?Private Mortgage Insurance, or PMI, is an additional insurance plan that nearly all lenders ask home buyers to purchase when the amount being loaned to the homeowner is more than 80% of the actual value of the home. Since the extra payment is usually folded into the monthly mortgage payment, it is often forgotten. This is bad because PMI isn't required when the remainder of the loan - whether through market appreciation or principal pay down - falls below the 80% mark. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to remove the PMI payments when the loan-to-value ratio conditions have been met.
Snyder Consulting, Inc. will produce a statement regarding the value of your home, and the price you paid for the appraisal can generally be recovered in little time because you'll no longer be paying the PMI.
Settling a divorce with less stress with an appraisal from Snyder Consulting, Inc.A divorce is often complicated by the difficult decision of who keeps the house, and it can be an especially traumatic occurrence for both parties. So both parties are fully aware of the true market value of their property, it's a good idea to get an appraisal from Snyder Consulting, Inc., regardless of the situation.
If the parties need to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.
Fair and accurate estate liquidation with Snyder Consulting, Inc.Settling an estateThe death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the highest degree of discretion.
Unlike wealthy individuals, most Americans don't have dedicated estate planners or executors to take care of these matters. A home or other property often makes up an uneven share of the total estate value, so knowing the true value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've received a fair deal.
Relocating to or from Yavapai CountyWe understand the headaches involved with an employee relocation. That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection. During our detailed process, we recommend employees that are moving to provide feedback on the positive attributes of their property, as well as information regarding any current sales or listings in their neighborhood that they want considered.
Sell your home quickly at the right price with an appraisal from Snyder Consulting, Inc.Whether you decide to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a more informed decision regarding your asking price. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. Our fees are based on our efforts to perform the appraisal report and not a percentage of the sales price.
We determine the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. Obtaining a professional appraisal is a trusted way to determine what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties stay on the market.